before 2005TenureUpto 3 yrsabove 3 years & upto 7 yearsUpto 3 yrsabove 3 years & upto 7 yearsFixedFloatingw.e.f XXXXXXXXXXSBMLTR 12% p.a.)SBMTLR +1%,i.e. 13.00%...

Testing Assignment


before 2005 TenureUpto 3 yrsabove 3 years & upto 7 yearsUpto 3 yrsabove 3 years & upto 7 years FixedFloating w.e.f 21.12.2001 (SBMLTR 12% p.a.)SBMTLR +1%,i.e. 13.00% p.a. w.e.f 01.04.2002 (SBMLTR 11.50% p.a.)SBMTLR +1%,i.e. 12.50% p.a. w.e.f 01.07.2002 (SBMLTR 11.50% p.a.)SBMTLR +0.85%,i.e. 12.35% p.a. w.e.f 01.11.2002 (SBMLTR 11.25% p.a.)11.50%At SBMTLR ,i.e. 11.25% p.a. w.e.f 05.05.2003 (SBMLTR 11% p.a.)11.25%0.75% below SBMTLR i.e. 10.25% p.a.At SBMTLR, i.e. 11.00% p.a. w.e.f 01.07.2003 (SBMLTR 11% p.a.)0.50% below SBMTLR i.e. 10.50% p.a.0.25% below SBMTLR i.e. 11.25% p.a.0.75% below SBMTLR i.e. 10.25% p.a.At SBMTLR, i.e. 11.00% p.a. w.e.f 01.10.2003 (SBMLTR 11% p.a.)1.25% below SBMTLR i.e. 9.75% p.a.0.75% below SBMTLR i.e. 10.25% p.a.1.50% below SBMTLR i.e. 9.50% p.a.1.00% below SBMTLR i.e. 10.00% p.a. w.e.f 01.1.2004 (SBMLTR 10.25% p.a.)0.75% below SBAR i.e. 9.50% p.a.At SBAR i.e. 10.25%1.00% below SBAR i.e. 9.25% p.a.0.50% below SBAR i.e. 9.75% p.a. 2005-2009 TenureTenureUpto 3 yrs (loans Rs.7.5 lac & above)Upto 3 yrs (loans 3 to 5 yrs for all loans>5 yrs upto 7 yrs for all loans w.e.f 24.01.2005 (SBAR 10.25 %p.a.)w.e.f 24.01.20052.75% below SBAR i.e. 7.50%p.a.2.25% below SBAR i.e. 8.00%p.a. (Metro & Urban)2.00% below SBAR i.e. 8.25%p.a. (Metro & Urban)1.75% below SBAR i.e. 8.50%p.a. (Metro & Urban) 1.75% below SBAR i.e. 8.50%p.a. (Semi Urban & Rural)1.50% below SBAR i.e. 8.75%p.a. (Semi Urban & Rural)1.25% below SBAR i.e. 9.00%p.a. (Semi Urban & Rural) w.e.f 8.02.2006 (SBAR 10.25 %p.a.)w.e.f 8.02.20062.25% below SBAR i.e. 8.00%p.a.1.75% below SBAR i.e. 8.50%p.a.(Metro & Urban)1.50% below SBAR i.e. 8.75%p.a. (Metro & Urban)1.50% below SBAR i.e. 8.75%p.a. (Metro & Urban) 1.50% below SBAR i.e. 8.75%p.a. (Semi Urban & Rural)1.25% below SBAR i.e. 9.00%p.a. (Semi Urban & Rural)1.00% below SBAR i.e. 9.25%p.a. (Semi Urban & Rural) w.e.f 20.03.2006 (SBAR 10.25 %p.a.)w.e.f 20.03.20061.75% below SBAR i.e. 8.50%p.a.1.25% below SBAR i.e. 9.00%p.a.(Metro & Urban)1.00% below SBAR i.e. 9.25%p.a. (Metro & Urban)0.75% below SBAR i.e. 9.50%p.a. (Metro & Urban) 1.00% below SBAR i.e. 9.25%p.a. (Semi Urban & Rural)0.75% below SBAR i.e. 9.50%p.a. (Semi Urban & Rural)0.50% below SBAR i.e. 9.75%p.a. (Semi Urban & Rural) w.e.f 1.05.2006 (SBAR 10.75 %p.a.)w.e.f 1.05.20061.50% below SBAR i.e. 9.25%p.a.1.25% below SBAR i.e. 9.50%p.a1.00% below SBAR i.e. 9.75%p.a.0.75% below SBAR i.e. 10.00%p.a. w.e.f 2.08.2006 (SBAR 11.00 %p.a.)w.e.f 2.08.20061.50% below SBAR i.e. 9.50%p.a.1.25% below SBAR i.e. 9.75%p.a1.00% below SBAR i.e. 10.00%p.a.0.75% below SBAR i.e. 10.25%p.a. w.e.f 27.12.2006 (SBAR 11.50 %p.a.)w.e.f 27.12.20061.50% below SBAR i.e. 10.00%p.a.1.25% below SBAR i.e. 10.25%p.a1.00% below SBAR i.e. 10.50%p.a.0.75% below SBAR i.e. 10.75%p.a. w.e.f 20.02.2007 (SBAR 12.25 %p.a.)w.e.f 20.02.20070.75% below SBAR i.e. 11.50%p.a.0.50% below SBAR i.e. 11.75%p.a0.25% below SBAR i.e. 12.00%p.a. w.e.f 9.04.2007 (SBAR 12.75 %p.a.)w.e.f 9.04.20070.75% below SBAR i.e. 12.00%p.a.0.50% below SBAR i.e. 12.25%p.a0.25% below SBAR i.e. 12.50%p.a. w.e.f 8.10.2007 (SBAR 12.75 %p.a.)w.e.f 8.10.20071.75% below SBAR i.e. 11.00%p.a.1.50% below SBAR i.e. 11.25%p.a1.25% below SBAR i.e. 11.50%p.a. w.e.f 16.02.2008 (SBAR 12.50 %p.a.)w.e.f 16.02.20080.75% below SBAR i.e. 11.75%p.a.0.50% below SBAR i.e. 12.00%p.a0.25% below SBAR i.e. 12.25%p.a. w.e.f 27.02.2008 (SBAR 12.25 %p.a.)w.e.f 27.02.20080.75% below SBAR i.e. 11.50%p.a.0.50% below SBAR i.e. 11.75%p.a0.25% below SBAR i.e. 12.00%p.a. w.e.f 27.06.2008 (SBAR 12.75 %p.a.)w.e.f 27.06.20080.75% below SBAR i.e. 12.00%p.a.0.50% below SBAR i.e. 12.25%p.a0.25% below SBAR i.e. 12.50%p.a. w.e.f 12.08.2008 (SBAR 13.75 %p.a.)w.e.f 12.08.20081.25% below SBAR i.e. 12.50%p.a.1.00% below SBAR i.e. 12.75%p.a0.75% below SBAR i.e. 13.00%p.a. w.e.f 10.11.2008 (SBAR 13.00 %p.a.)w.e.f 10.11.20081.25% below SBAR i.e. 11.75%p.a.1.00% below SBAR i.e. 12.00%p.a0.75% below SBAR i.e. 12.25%p.a. w.e.f 01.01.2009 (SBAR 12.25 %p.a.)w.e.f 01.01.20090.75% below SBAR i.e. 11.50%p.a.0.50% below SBAR i.e. 11.75%p.a0.25% below SBAR i.e. 12.00%p.a. w.e.f 23.02.2009w.e.f 23.02.200910% fixed10% fixed10% fixed w.e.f 29.06.2009 (SBAR 11.75 %p.a.)w.e.f 29.06.20090.75% below SBAR i.e. 11.00%p.a.0.50 below SBAR i.e. 11.25%p.a0.25% below SBAR i.e. 11.50%p.a. Loans< rs="" 7.5="" lacs="" loans="" rs.="" 7.5="" lacs="" &="" above="" w.e.f="" 01.07.2009="" (sbar="" 11.75%="" p.a.)="" 1st="" year:="" 8%(fixed)="" 2nd="" &="" 3rd="" year:="" 10%="" p.a.="" (fixed)="" 4th="" &="" 5th="" year:="" 0.50%="" below="" sbar="" i.e.="" 11.25%p.a="" 6th="" &="" 7th="" year:="" 0.25%="" below="" sbar="" i.e.="" 11.50%p.a.="" 1st="" year:="" 8%(fixed)="" 2nd="" &="" 3rd="" year:="" 10%="" p.a.="" (fixed)="" 4th="" &="" 5th="" year:="" 0.50%="" below="" sbar="" i.e.="" 11.25%p.a="" 6th="" &="" 7th="" year:="" 0.25%="" below="" sbar="" i.e.="" 11.50%p.a.="" from="" 1.7.2009="" loans="">=Rs.5 lac w.e.f 08.10.2009 (SBAR 11.75% p.a.)1st year: 8%(fixed) 2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 0.50% below SBAR i.e. 11.25%p.a 6th & 7th year: 0.25% below SBAR i.e. 11.50%p.a.upto 3 years: 1.00% below SBAR i.e. 10.75%p.a4th & 5th year: 0.75% below SBAR i.e. 11.00%p.a6th & 7th year: 0.50% below SBAR i.e. 11.25%p.a. (SBAR 11.75 %p.a.) w.e.f 17.12.2009w.e.f 17.12.2009 (SBAR 11.75% p.a.)1st year: 8%(fixed)2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 0.50 below SBAR i.e. 11.25%p.a6th & 7th year: 0.25% below SBAR i.e. 11.50%p.a.1st year: 8%(fixed)2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 0.50% below SBAR i.e. 11.25%p.a6th & 7th year: 0.25% below SBAR i.e. 11.50%p.a. (SBAR 11.75 %p.a.) w.e.f 1.5.2010w.e.f 1.5.2010 (SBAR 11.75% p.a.)1st year: 8%(fixed)2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 0.50% below SBAR i.e. 11.25%p.a.6th & 7th year: 0.25% below SBAR i.e. 11.50%p.a.1st year: 8%(fixed)2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 0.75% below SBAR i.e. 11.00%p.a6th & 7th year: 0.50% below SBAR i.e. 11.25%p.a. (Base Rate7.50 %p.a.) w.e.f 1.7.2010w.e.f 1.7.2010 (Base Rate 7.50 %p.a.)1st year: 8% p.a. (fixed)2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 3.75% above Base Rate i.e. 11.25%p.a.6th & 7th year: 4.00% above Base Rate i.e. 11.50%p.a.1st year: 8%(fixed)2nd & 3rd year: 10% p.a. (fixed)4th & 5th year: 3.50% above Base Rate i.e. 11.00%p.a.4th & 5th year: 3.75% above Base Rate i.e. 11.25%p.a. (Base Rate7.50 %p.a.) w.e.f 1.10.2010w.e.f 1.10.2010 (Base Rate 7.50 %p.a.)1st year: 8% p.a.(fixed)2nd & 3rd year: 9.75% p.a. (fixed)4th & 5th year: 3.75% above Base Rate i.e. 11.25%p.a.6th & 7th year: 4.00% above Base Rate i.e. 11.50%p.a.1st year: 8%(fixed)2nd & 3rd year: 9.75% p.a. (fixed)4th & 5th year: 3.50% above Base Rate i.e. 11.00%p.a.4th & 5th year: 3.75% above Base Rate i.e. 11.25%p.a. (Base Rate7.60 %p.a.) w.e.f 21.10.2010w.e.f 21.10.2010 (Base Rate 7.60 %p.a.)1st year: 8% p.a.(fixed)2nd & 3rd year: 9.75% p.a. (fixed)4th & 5th year: 3.75% above Base Rate i.e. 11.35%p.a.6th & 7th year: 4.00% above Base Rate i.e. 11.60%p.a.1st year: 8%(fixed)2nd & 3rd year: 9.75% p.a. (fixed)4th & 5th year: 3.50% above Base Rate i.e. 11.10%p.a.4th & 5th year: 3.75% above Base Rate i.e. 11.35%p.a. (Base Rate8.00 %p.a.) w.e.f 3.1.2011w.e.f 3.1.2011 (Base Rate 8.00 %p.a.)Card Rate: Base Rate + 300 bps i.e. 11.00 p.a. 1st year: Discount of 200bps on Card rate i.e. 9% p.a.Card Rate: Base Rate + 300 bps i.e. 11.00 p.a. 2nd & 3rd year: Discount of 100bps on Card rate i.e. 10% p.a.Card Rate: Base Rate + 300 bps i.e. 11.00 p.a.