Discuss the financial performance of ANZ bank, including the key factors affecting financial performance in XXXXXXXXXX, in comparison to the previous XXXXXXXXXXfinancial year.

The ANZ (Australia and New Zealand) Bank was established in the year 1977. The bank is listed in the stock exchange of Australia and is one of the largest banks in Australia and New Zealand. The Operations of the bank are conducted in over 33 countries including the Asia, Pacific, Europe, America and the Middle East markets.
The major financial performance of the company for the financial year ending 2018 and for the financial year ending 2019 is as under:
    Particulars
    2019
    2018
    Maximum Share Price
    $29.30
    $30.80
    Minimum Share Price
    $22.98
    $26.08
    Closing Share Price
    $28.52
    $28.18
    
    
    
    Net interest income (in Millions)
    14,339
    14,514
    Total Assets (in Millions)
    9,81,137
    9,43,182
    Earnings per share (cents) (statutory)
    210
    221.6
    Dividend Pay-Out Ratio (statutory)
    76.20%
    72.10%
Analysis:
The share price of the bank in the stock exchange of Australia has remained same as in the previous financial year. The closing prices of the both the years are almost same. The reason for this is that there has been no growth in the banking industry over the...