Kindly indicate and assess the Net Present Value NPV for 2 years. Also, make a 2 year assessment of assets and liabilities with a description1 Financial Literacy Program for High School Students: Financial Analysis & Funding Plan 13 Financial Literacy Program for High School Students: Financial Analysis & Funding Plan Name College Course Instructor December 19, 2022 Financial Literacy Program for High School Students: Financial Analysis & Funding Plan I. Introduction Financial literacy is essential for young people to understand and master as they grow into adulthood. It is the foundation for making informed decisions about financial matters and helps individuals to manage their money wisely. The financial literacy program for high school students aims to provide students with the necessary tools and resources to develop a solid foundation in financial literacy. This program will be geared towards high school students and involve mobile applications, simulated training experiences, live work experiences, and workshops. One of the critical components of the financial literacy program is using mobile applications and other technological tools to provide engaging and interactive learning experiences for students. These tools will allow students to learn at their own pace and offer a convenient way to access financial literacy resources. Additionally, the program will involve simulated training experiences with partnering companies, allowing students to apply their financial literacy skills in a real-world setting. This hands-on approach will help students better understand how to manage their money and make informed financial decisions. Another critical aspect of the financial literacy program is its focus on lean operations and services. By identifying and eliminating waste in all phases of the program, we can streamline processes and make the program as efficient as possible. Data and metrics will be used to continuously improve the program and ensure that it meets the needs of students. Sustainability is also a key consideration in the financial literacy program. We will work to ensure that the program is sustainable in the long term by identifying strategies for reducing waste and minimizing negative environmental impacts. We will also explore funding sources to support the program in the long term and ensure that it can continue to provide valuable financial literacy education to high school students. Finally, the financial literacy program will consider legal, cultural, global, and human considerations. We will ensure compliance with all relevant laws and regulations and work with schools and partnering companies to adapt the program to different cultural contexts. We will also involve students, educators, and other stakeholders in the design and implementation of the program to ensure that it meets the needs and expectations of all involved. In conclusion, the financial literacy program for high school students is a comprehensive program that aims to provide students with the tools and resources they need to develop a solid foundation in financial literacy. Through mobile applications, simulated training experiences, live work experiences, and workshops, students can learn at their own pace and apply their financial literacy skills in a real-world setting. The program will also focus on lean operations, sustainability, and cultural considerations to ensure that it meets the needs of all involved and positively impacts the community. II. Tools, Techniques, and Technologies Tools, techniques, and technologies are important components of a financial literacy program for high school students. By leveraging the latest tools and techniques, we can provide students with engaging and interactive learning experiences that will help them develop a strong foundation in financial literacy. One tool that can be particularly useful in financial literacy education is mobile applications. These apps can provide students access to a wide range of resources and learning materials, including videos, quizzes, and games that help reinforce key concepts (Shank, 2005). Many mobile apps also offer personalized feedback and tracking features, allowing students to track their progress and identify areas where they need to improve. In addition to mobile apps, the financial literacy program can also utilize simulated training experiences with partnering companies. These experiences allow students to apply their financial literacy skills in real-world scenarios, giving them a better understanding of how these concepts are used in the business world. Partnering with companies can also provide students with valuable networking opportunities and help them better understand different career paths. Live work experiences and workshops can also be an effective way to teach financial literacy to high school students. These hands-on experiences allow students to work with professionals and learn about financial concepts practically. Workshops can focus on budgeting, investing, and credit management, allowing students to learn from experts in the field. The financial literacy program's technological tools and techniques include virtual reality (VR) and augmented reality (AR) experiences, interactive games and simulations, and online courses and webinars (Yehle, 2011). These tools can make financial literacy education more engaging and interactive, encouraging students to take an active role in their learning and helping them retain key concepts. Overall, using tools, techniques, and technologies is essential to the success of the financial literacy program for high school students. By leveraging the latest resources and technologies, we can provide students with engaging and interactive learning experiences that will help them develop a strong foundation in financial literacy. III. Lean Operations and Lean Services Lean operations and lean services are vital components of any successful financial literacy program for high school students. One can ensure that the program is as efficient and effective by identifying and eliminating waste in all phases of the program, streamlining processes, and using data and metrics to improve continuously (Bell & Orzen, 2013). One of the key elements of lean operations is the identification and elimination of waste. Waste can take many forms in the production process, including producing more than is necessary, waiting for resources or information, transporting materials unnecessarily, processing materials more than necessary, having excess inventory, making unnecessary movements during the production process, producing defective products, and training new employees unnecessarily. Identifying and eliminating waste in the program can streamline processes and make one's program more efficient. This can involve looking at each step in one's program, identifying unnecessary or redundant tasks, and finding ways to optimize resources. Another critical element of lean operations is streamlining processes. This involves identifying and eliminating any bottlenecks or inefficiencies in the program and finding ways to streamline workflows and reduce the time and effort required to complete tasks. This might involve reorganizing the program to make it more efficient, automating specific tasks, or using technology to improve efficiency. Using data and metrics to improve one's program continuously is also an essential aspect of lean operations. By tracking key performance indicators and using this data to identify areas of improvement, one can make data-driven decisions to optimize the program and ensure that it meets one's students' needs. This might involve tracking student engagement and satisfaction, as well as metrics related to the effectiveness of one's program. Implementing lean operations and lean services in your financial literacy program for high school students can help one deliver the most effective and efficient program possible while minimizing waste and maximizing one's resources. By identifying and eliminating waste, streamlining processes, and using data and metrics to improve continuously, one can ensure that the program is meeting the needs of one's students and helping them to develop the financial literacy skills they need to succeed in the future. III. Sustainability Sustainability is essential for any program, including a financial literacy program for high school students. Ensuring the program can continue to operate effectively and deliver value over the long term is essential for its success. In order to achieve long-term sustainability, it is crucial to consider several key factors. One key consideration for the program's long-term sustainability is its financial viability. This means ensuring that the program has a reliable source of funding to support its operations and continue to deliver value to students. Several potential funding sources could be tapped to support the program in the long term, including grants from foundations, sponsorships from companies, and government funding. It is essential to carefully research and evaluate these potential sources of funding and develop a comprehensive funding plan that considers the program's projected income and expenses over the long term. Another important consideration for sustainability is the program's environmental impact. It is increasingly important for organizations to consider their operations' environmental impacts and take steps to minimize negative impacts. This can be achieved through several strategies, including reducing waste, increasing energy efficiency, and sourcing materials and services from environmentally responsible suppliers. By taking a proactive approach to sustainability, organizations can help protect the environment and reduce costs and improve their reputation. Finally, sustainability requires engagement and support from key stakeholders, including students, educators, and partnering companies. This can be achieved through regular communication, collaboration, and consultation with these stakeholders to ensure that the program remains relevant, effective, and responsive to their needs. By involving stakeholders in the design and implementation of the program, organizations can build buy-in and support, which is critical for its long-term success. In conclusion, sustainability is an essential consideration for a financial literacy program for high school students. By carefully considering financial viability, environmental impacts, and stakeholder engagement, organizations can ensure that the program can continue to deliver value over the long term. By taking a proactive approach to sustainability, organizations can not only help protect the environment but also reduce costs and improve their reputation, which will be critical for the program's success. IV. Legal, Cultural, Global, and Human Involvement Legal, cultural, global, and human involvement are all critical aspects of any successful financial literacy program for high school students. Ensuring compliance with all relevant laws and regulations is essential to protect the program, the students, and the participating schools and companies. Compliance with all relevant laws and regulations involves staying up-to-date on relevant laws, such as those related to privacy, data protection, and financial regulation, and taking steps to ensure that the program complies with these laws (Jay, 2020). Working with schools and partnering companies to adapt the program to different cultural contexts is also crucial. Financial literacy education can vary significantly between countries and cultures. It is essential to ensure that the program is tailored to the specific needs and expectations of the students and communities it serves. This may involve working with local educators and stakeholders to customize the program to fit the cultural context in which it is being implemented. Involving students, educators, and other stakeholders in the design and implementation of the program is also key to its success. Financial literacy education is most effective when it is tailored to the students' specific needs and goals and when delivered in a way that is engaging and interactive. By involving students, educators, and other stakeholders in the design and implementation process, it is possible to create a program that meets the needs of all involved parties and is more likely to be successful. Overall, legal, cultural, global, and human involvement are all critical components of any financial literacy program for high school students. By ensuring compliance with relevant laws, adapting the program to different cultural contexts, and involving students, educators, and other stakeholders in the design and implementation process, it is possible to create a program that is effective, sustainable, and beneficial to all involved parties. V. Budget and Balance Sheet Two-year Budget Year 1 (in $) Year 2 (in $) A App Development cost 338,600.00 $0 B Initiation Costs 1.1 Board meeting $600 $600 1.2 Discuss project $3,000 $0 1.3 List of requirements $3,000 $0 1.4 The total budget $3,000 $0 1.5 Feasibility analysis $3,000 $0 1.6 Cost estimations