Suppose you deposit $2,000 at the end of each quarter for ten years at an interest rate of 9% compounded monthly. What equal end-of-year deposit over the ten years would accumulate the same amount at...

Suppose you deposit $2,000 at the end of each
quarter for ten years at an interest rate of 9% compounded monthly. What equal end-of-year deposit
over the ten years would accumulate the same amount
at the end of the ten years under the same interest
compounding? To answer the question, which of the
following is correct?
(a) A = $2,000(F/A, 2.267%, 4)
(b) A = $2,000(F/A, 9%
12 , 40) * (A/F, 9%, 10)
(c) A = [$2,000(F/A, 2.25%, 40)] * (A/F, 9%, 10)
(d) None of the above