Your mom (a sweet lady I’m sure) has asked you to help her with her retirement investments. In her 401(k) she has the following mutual funds. She has just asked you to help her research these funds and make a recommendation about whether she should keep them or sell them and buy different ones.
FUND
|
Amount Invested
|
AMRAX
|
$10,000
|
RYANX
|
$5,000
|
PAMVX
|
$15,000
|
PAGTX
|
$25,000
|
FNILX
|
$15,000
|
DFREX
|
$20,000
|
VMMXX
|
$50,000
|
FFFEX
|
$15,000
|
VWLTX
|
$10,000
|
TOTAL
|
$165,000
|
For each fund, fill it out the table and highlight in red any negative fund attributes and in green any positive attributes you identify. Then make your recommendation whether to keep the fund or sell it using two to three sentences.
Also write a few sentences at the beginning, describing each criteria in the table and why you would use it to pick out funds. Also write a few sentences about why you don’t use returns to pick a fund.
Why Fund Family?
Why Security and Company Type?
Why net assets?
Why Holding Turnover?
Why Expense Ratio?
Why not Returns?
AMRAX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
RYANX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
PAMVX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
PAGTX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
FNILX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
DFREX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
VMMXX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
FFFEX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|
VWLTX
Fund Family
|
|
Security Type
|
|
Company Type
|
|
Net Assets
|
|
Holdings Turnover
|
|
Expense Ratio
|
|
Recommendation:
|