Assessment topic- Assessment of the performance Australian superannuation fund industryTask details- The largest part of the managed funds industry in Australia is the superannuation sector, managing...

Case Analysis
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Executive Summary
The paper describes various elements and factors which are said to be described in a manner where the structure of super funds including how they are managed and regulated. Analyse the investment profile of the super funds, including their diversification. It examines the return on investment portfolio of each fund relative to those of Industry Super Funds, from 2009 to 2020. Fund performed better liquidity challenge where the whole financial system will be defined and result under the policies along with the resulting government policy as well as access funds. It also expresses the implications of the liquidity challenges for the whole financial system in Australia and also provides insights the Australian Government a superannuation policy.

Contents
Executive Summary    2
Introduction    4
Analysis    4
Recommendations and Conclusion    8
References    9
Introduction
It is essential to understand that the super funds is considered to be a process which includes a process where the placing a minimum percentage of the given income in the particular fund to support from the given in terms of the financial needs in the retirement process. The element is that the assets can be grouped into various multiple funds and assets which may lead to provide a balanced and well dignified income.

Analysis
Describe the structure of super funds including how they are managed and regulated
It is essential to understand that the funds are legal in nature and the super money is kept aside to assure that the future is secured
In terms with the Super Funds and its structure the elements can be explained as below:-
· It can be based on the Individual Trustee as well
· It can be based on Corporate Trustee format as well
· It can be based on Partnership format as well
· It can be based on the Companies as well.
All these four structures have an it own advantages and disadvantages mainly in terms with the profit margins and the tax benefits. It also helps in advising as to whether which one will be expensive and non expensive also helps in defining the elements in connection with the risk elements which being low as well as high.
In terms with the regulation which impact the super funds can be expressed as follows:-

In terms with this clause it is core to understand that the Role of management and regulation of super funds three government bodies are mainly effected which are explained as follows:-
(a) Australian Securities & Investments Commission (ASIC)
· It is the core responsibility and the obligation to ensure that the code of conduct is maintained with the financial markets along with the professionals and Australian companies.
· This is a governmental organisation which is legally recognised and promotes the concept where the schemes are managed in a check and control system and the regulation model.
(Hodgson, 2020)
(b) Australian Prudential Regulation Authority (APRA)
· It helps in safeguarding the consumers interest and protecting the ensure smooth & effective financial stability
· It explains the perspective on account of the banks transactions, Societies along with the multiple credit sectors.
· Delegation of the authority in relation to the licensing and extending authorisations to operate
· The authority supports the concept of the integrity of financial markets, ensure consumer protection, improving & monitoring the performance of financial system.
(c)  Australian Taxation Office (ATO)
· It Helps in Regulation of the Compliances
· It also supports the taxation system
This is a government sight which will ensure that the taxation is defined in a prospective manner where the officers do not justify the processing in a rightful manner. Looking further, this website accordingly keeps a great check and an in built process mapping and a fully automated mode.

b) Analysis the investment in terms with the diversification analysis
In terms with the classification of the super funds it is evident that the assets can be classified under various multiple heads which are listed as follows:-
· Shares
· Property
· Cash
· Bonds
· Infrastructure Analysis
· Private Equity
· Retail
· Alternative Investments
(Hutcheson, and Newell, 2018)
The factor is that the main assets classifications is that the risk is reduced to a much greater level as the risk is divided into various main streams which includes the perspective where the investment can be taken on account of the factor where the real property will be accounted in context to the commercial and residential self managed and self defined luxury exchanged goods and traded funds and the elements of the terms deposits. In connection with the profitable investments options it is...