Hi, I have an assignment for a banking and financial technology (university).We just need a part of it covered. Attached in the file I will provide the semi-whole assignment description. However, the...

Hi, I have an assignment for a banking and financial technology (university).


We just need a part of it covered. Attached in the file I will provide the semi-whole assignment description. However, the part that needs to be covered is this one:





The assignment for the class consists of the economic analysis of… ● ● ● ● ● The assignment for the class consists of the economic analysis of a fintech company. In particular, the analysis should focus on the value proposition of the fintech company by explicitly presenting how its technology solves a dedicated information problem. The analysis will furthermore discuss what business model is implemented by the company and how its activity fits with the regulatory ecosystem in which it is active. The resulting report should make clear: which specific information problem is the company addressing (privacy, asymmetry, incompleteness); what is the value proposition of the company (how does it address the information problem); what are the main opportunities and risks of the business model; what are regulatory advantages and disadvantage that the company faces The final analysis should report on 3 different parts: the economic value proposition of the fintech company, the regulatory environment in which the company is active, a critical discussion and perspective on the company and its technology: 1. Economic analysis of a fintech company 2. Regulatory analysis of the related industry. 3. Critical discussion (all points below are only towards the part 3): ‼  Important ‼ this part needs to explicitly leverage one or several work from academia and/or policy reports. Every argument needs to be constructed around the information problem and the technological solution and detail how the literature informs the analysis. This part should contain the following information: Risk for the company: Where does risk lie and how can the company manage it? It is not crucial to build an exhaustive list. It is important to qualify, support and discuss the risks you identify though. Benefits and risk for the economy at large: From a social perspective, what are the pros and cons of the company’s contribution to the economy? How should public policy consider such business models? Prospective impact: What does the future of the company - and the industry overall - look like? The description of what needs to be done: ==> The company that we are covering is German company N26. ==> More or less 500 words are needed. ==> The part that needs to be covered is in part 3 Critical discussion, ONLY the ● ● part “Prospective impact: What does the future of the company - and the industry overall - look like?” ==> And remembering to include these points: this part needs to explicitly leverage one or several work from academia and/or policy reports. Every argument needs to be constructed around the information problem and the technological solution and detail how the literature informs the analysis.