In 250 words max please answer the folowing questions If a hypothetical entity wants to engage in "payday lending" business, in your opinion is it better to get a ''special purpose charter'' with occ...

In 250 words max please answer the folowing questions

If a hypothetical entity wants to engage in "payday lending" business, in your opinion is it better to get a ''special purpose charter'' with occ or partner with an existing institution? How does federalism play into that decision? how does "Valid when made doctrine and madden rule" play into this? how does "Interest rate exportation" play into this?