unit 1Making DecisionsWexly is a large publicly owned corporation which you are the president. When making decisions, do you make them to maximize stockholdersâ wealth or for your personal gains? What actions could stockholders take to make sure the interest of both parties is served? What can influence managementâs actions?unit 2Ratio Analysis Discuss the limitations of ratio analysis.unit 3Financial Statement AnalysisIn this unit you learned about the preparation and content of financial statements. A common phrase in finance is “cash is king!” With this in mind, the Statement of Cash Flows has been heralded as the most important financial statement.The Statement of Cash Flows on page 2.1.6 presents how changes in Balance Sheet accounts will affect a companyâs cash balance. Refer to that information and discuss how an increase in your company’s accounts payable from one period to the next is a means to maintain high cash balances in your companyâs bank account. Do you believe there are any ethical considerations in slowing payments to your suppliers for the sake of increasing your company’s bank balances?unit 4Basic Time Value of MoneyIt is a common fact that many lottery winners are âbrokeâ sooner than later. If you won a $1,000,000 lottery, would you want to collect the lump sum winnings today or receive the monies over time? How does your decision influence the ultimate amount of cash you will collect? Explain the TVM factors you would consider as you make this decision.unit 5Advanced .homeworkminutes.com/question/view/139643/FINANCE-KAPLAN-Mt217-UNIT-5-DISCUSSION-LATEST-2015-NOVEMBER#”>Time Value of MoneyAn advertised monthly lending rate of 0.9% is about 11% per year. This difference between an advertised rate and the annualized rate is based on finer TVM details that may be overlooked by borrowers. Discuss how you may have used TVM in a recent investment or loan decision and explain some of the TVM details that may have been involved in your transaction.If you have not used TVM in the past financial transactions what practical TVM application would you expect to encounter in your future.6AnnuitiesSystematic risk evaluates the probability and extent of negative consequences to the larger body. For example, the government has a record of intervening in the event of a probable bank failure; the governmentâs larger concern is the negative impact on bank customers. Some call this a government bail-out.Discuss the effect on stock market investor confidence should bank customers, individuals and businesses alike, lose access to savings and undergo a loss of future purchasing power due to a bank failure.7Annuities and LoansTreasury bills and Treasury notes are an investment security issued by the U.S. government. A Treasury bill matures within one year and investors typically roll over the matured Treasury bill and purchase another Treasury bill the same day. Treasury notes have maturities of up to 10 years.You are considering investing $50,000 in a Treasury bill that you will renew every 6 months or invest in a Treasury note that you will hold until maturity. Your investment timeframe is 9 years. Current interest rates are expected to increase. Would you invest in the Treasury bill or Treasury note? Discuss your reasoning.8Interest RatesNegotiation is a soft skill that might just be one of the most important skills you will ever learn. For this Discussion you will need to view the videos below to prepare for the rest of the Assignment.MonkeySee. (2009, August 5). How to Negotiate. Retrieved from.5min.com/Video/How-to-Negotiate-155908733″>http://www.5min.com/Video/How-to-Negotiate-155908733MonkeySee. (2009, August 5).Powerful Negotiating Techniques. Retrieved from.5min.com/Video/powerful-negotiating-techniques-155908736″>http://www.5min.com/Video/powerful-negotiating-techniques-155908736MonkeySee. (2009, August 5).Practicing Negotiation Skills. Retrieved from.5min.com/Video/Practicing-Negotiation-Skills-155908735″>http://www.5min.com/Video/Practicing-Negotiation-Skills-155908735Now that you have a little information about how to negotiate, first discuss three concepts that interested you from the videos. Then describe a situation in which you recognized that you entered into a negotiation with another person. How did this go for you?If it went well, describe the tactics you used that contributed to the success of the negotiation.If it did not go well discuss the issues you now recognize that caused this outcome. Remember that negotiation should be a win-win situation.Now go practice this skill and return later in the week to discuss the skills you learned by telling us about the situation, other than purchasing an automobile,the actual negotiation that took place, and how what you learned contributed to your ability to effect an outcome. Also comment on one or two other student responses by giving tips that they might be able to use in the future.9BondsThere are numerous career options available to business and finance graduates. Students can begin careers in government, the non-profit sector, corporate finance, banking, investments and wealth management, education and other fields. However, it is useful to know the expected salaries and the projected job demand for a particular skill set prior to spending years acquiring the expertise to work in that field. One of the ways you can learn more about a particular career is to research that career using various resources. Use the website below to start your research on your chosen field. Then discuss with the class your chosen career, explaining the skill set needed to perform the job, the demand for the job, and the salary projections for the chosen career field. Explain how your current qualifications match up to the skills needed. For assistance in your search you can use the Universityâs library and the.kaplanuniversity.edu/center-for-excellence.aspx”>Center for Excellence in Financial Services to assist in your discussion.10StocksThere are two primary means to earn income as a stockholder. The first method is dividend income and the second method is earnings from capital gains. With respect to the investor seeking dividend income, when the investor buys a stock from a corporation with a primary focus to earn dividend income they will typically expect a higher dividend on common stock versus preferred stock. Discuss the dividend payment requirements of a common stock versus preferred stock, in terms of which type of stock has a primary claim on dividend distributions. Explain why the common stock investor demands a higher dividend rate.