I have submit the draft project which was 5 to 6 pages.Now for the final project I need 10 to 12...

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I have submit the draft project which was 5 to 6 pages.Now for the final project I need 10 to 12 pagesalso 8 power point presentation and audio for 3 mintes.

Jaspreet Kaur IS 499 Information System Capstones Project Proposal 09/13/2021 Fintech Applications For my project proposal report I want to discuss the Fintech which is the new financial industry, and which is applied as the technology, so that we can improve all the financial activities. As per the authors provided definition in 2018 it can be considered as the innovative ideas which are useful for improving the financial service processes and it proposed the technology solutions as per the different situations in the business. Fintech can take the form of software, a service, or a business that provides technologically advanced ways to make financial processes more efficient by disrupting traditional methods. These solutions are the result of global financial crisis in 2008. This development was further characterised by the integration in e-finance innovation, social media, big analytic data, artificial intelligence, Internet technology and social networking services. It has created a challenge for multiple traditional financial institutions like the banks so that they must develop the business models in the practical direction. Along with this all the new start-ups were able to utilise this as the opportunity so that they can enter into the financial services industry. It also shows present in financial sector then it is started with the emergence of cheques as the mode of payment. In 1958 the Bank of America also produced their first credit card and the automatic transaction machine appeared for helping the process of financial transactions in 1967. It was followed by the sharing okay but transaction. There has been development for payments and crowdfunding was also reduced. It shows that it is the fast-growing energy and hence there coming of reviewing research so that we can capture the evaluation all financial services. For improving the understanding of industry players, regulators, and the aggregators about an extent for which the fintech industry is currently developing it is very important to conduct the literature review. The aim of this study is to determine current state of art in the field of financial technology identify all the caps which are currently present in the financial technology research and the last stage is to find out the challenges and trends which are present in the future potential in research. A proper literature review needs to be performed to achieve these objectives. There is requirement of discussing the initial problems which were raised by the development of this technology like the loan defaults, information asymmetry and moral hazard. It is important to have a systematic literature review for the matter data process. We can try to study from the different work processes and grouping. The results of this analysis can be further validated by the experts, and it will provide the overview about the problems challenges and the trends which are present in the fintech sector. References Suryono, R. R., Budi, I., & Purwandari, B. (2020). Challenges and trends of financial technology (Fintech): a systematic literature review. Information, 11(12), 590. Pollari, I. (2016). The rise of Fintech opportunities and challenges. Jassa, (3), 15-21. Kiyutsevskaya, A. M. (2019). Fintech: current trends and challenges for monetary policy. Voprosy ekonomiki, (4), 137-151. Didenko, A. (2017). Regulating FinTech: Lessons from Africa. San Diego Int'l LJ, 19, 311. Romānova, I., & Kudinska, M. (2016). Banking and Fintech: a challenge or opportunity?. In Contemporary issues in finance: Current challenges from across Europe. Emerald Group Publishing Limited. Draft Proposal 1 Draft Proposal Fintech Applications Jaspreet Kaur Is-499 Information System Capstones 10/15/2021 Proposal 2 Table of Contents Introduction .............................................................................................................. 3 Reason to choose the press article ........................................................................ 3 Important points of the Article ................................................................................ 3 Thoughts regarding this article .............................................................................. 4 Proposal .................................................................................................................... 4 Summary ................................................................................................................... 6 Conclusion ................................................................................................................ 7 References ................................................................................................................ 7 Proposal 3 Introduction The topic for this proposal is analysis of the press release published in BA times which ensures the development of Fintech technology and innovation. The current proposal will seek address to the rationale behind choosing the press times which was published in BA times. Furthermore, it will outline the significant points in the Article that focused on Fintech article as well as thoughts regarding the article as a software developer and the role undertaken by them. In addition to that, it will explain the proposal and finally the summary of the proposal. Reason to choose the press article The basic goal of any press release is to promote something important and specific, and to do it in a clear and concise manner. A press release, on the other hand, is a document that follows a specific format and has three marketing and promotional purposes: To inform the media about an event in the hopes that it will be widely publicised (Power et al., 2018). The reason behind the press release that is published in BA times is concerning with the challenges that are faced by the application or software developers. Unless the company get assistance from top financial app development companies for effective and efficient results, there are numerous hurdles along the way. Important points of the Article The major highlight in this article given is regarding the challenges that were faced by the developer of application and software during the application related to finance. This identification of the challenge is significant because it will help the user to known about the challenging part and try to resolve it while using the software. Additionally, this article has also highlighted the likely factors that a developer of software should believe prior to creating software that is related to finance (Sahu et Proposal 4 al., 2020). Hence, it will make sure that the risks are well known in application of finance software that a pathway holds

project-proposal-fvj0q3da.pdf draft-proposal-01-0io5y1cp.pdf is-499-capstone-syllabus-mills-fallsps2021-4-4p0lpgx5.docx

Sayani · Accepted Answer

Running Head: Final Project: Information System Capstone, Fintech Company		1
Final Project: Information System Capstone, Fintech Company 				5
Final Project: Information System Capstone, Fintech Company
Executive Summary
	Solving the complicated financial activities has become a terror and panicking situation for each and every individual working in private farms. As a result, of this terror and panic they most often commits mistakes which produces negative impact on their work as well as ruin the company’s reputation. Hence, these organisations are taking shelters of many finances related applications in order to solve these critical financial problems and go ahead flawlessly. Fintech is one such company, that aims to compete with the traditional financial method in the delivery of the financial services. It is a well-known and prosperous company that uses the technology in order to improve the activities in finance. This final project paper would deal with the literature reviews of the Fintech company, how their application in finance department improved the quality of the work, how flawlessly now the organisation can produce the finance date sheets and the other basic significant of this particular company. This final project paper also includes the explanation of the theory used, the methods of its application, the date, the researches, the discussion, the results along with a significant conclusion. 
Table of Contents
Executive Summary	2
Literature Review Conducted	4
Theory	7
Methods	8
Result	9
Discussion	10
Conclusion	11
References	12
Literature Review Conducted
	Prior to the invention of the technological creativity, the application developers used to face several challenges while solving the critical and complicated finance related jobs. According to certain reports specially the B.A Times press report has provided sufficient information regarding the predicted challenges and problems the software developers might face while dealing with complicated finance related activities and the major things that they must keep in mind while undergoing the tasks. This articles and report describe the pathetic condition a software developer faces while developing such finance related applications software. Finally, after research and consultation they gave a thought that certain kind of applications are required which would solve this critical problem and provide the organisation a new direction. 
Seven Crucial Points
Through the detailed discussion from the article, it became clear that there are seven important points any software developers should understand and acknowledge before analysing the finance related works. Firstly, collaborating the right resources for the right software development in order to produce the correct result. Secondly, ensuring all the data security and checking the compliances. Thirdly, enabling the cross-platform functionality as well as the support. Fourthly, creating the hybrid integration related application and understanding its usage. Fifthly, creating and building the hybrid cloud architectures. Sixthly, implementing several enterprise mobility and finally, seventhly, practicing of technological concept and integration more and more. 
	After the analysing article, the software developers express their concern to adopt certain applications which would help them to solve their finance related queries as well as critical problems smoothly and easily. Hence, Fintech came into the domain of technical era, which is applied as technology and improve all the finance related activities.  In today’s advanced digital era, mobile technological features have facilitated each and every organisation drastically to solve the finance related factors and a significant improvement was noticed which is leading the organisations towards their peak of success. This factor has also resulted in the innovation of Fintech. 
Fintech technology is use to describe the new technologies that seeks to improve and automate the delivery and use of financial services. From latest researches and data, it is noticeable that Fintech has expanded its sectors and are flourishing in the fields such as education, banking, fundraising and non-profit, and investment management. It provides a refined and technological solutions which help the organisation in advancing intersection of the financial services.  
	As mentioned by Suryono, Budi and Purwandari, (2020), this innovative trend further leads to an invention in the e finance system, social media, internet technology, artificial intelligence, social networking systems and many more. But with the arrival of these latest digital technologies and improvement of digital finance services, the traditional financial services seem to take retirement. It typically become a challenging factor for several banks to utilize the digital methods (Romānova and Kudinska, 2016). But slowly and steadily with time eventually the system became fruitful for each and every organisation who were facing problems regarding their finance related problems. 
Examples: Challenges faced by the Developers
	In 1958, the bank of America also produced their first credit card and the automatic transaction machine appeared for helping the process of financial transactions in 1967. With credit card and automated transaction version, organisation can smoothly calculate their finance related deals and can solve any challenges related with the matter. The fintech is known for offering different services like payment, e-trading, cryptocurrencies like coin, e insurance, e-aggregators, and funding. But while doing this the study from where the research and sources are gathered shows that there lie certain challenges which the organisations and the software developers had faced. For example, when any application developers are using any huge calculation,

Jaspreet Kaur IS 499 Information System Capstones Project Proposal 09/13/2021 Fintech Applications For my project proposal report I want to discuss the Fintech which is the new financial industry, and...

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